KOSMORelay Cash: Transforming Payments with Next-Generation SIM Wallet Solutions
Revolutionizing the mobile payment landscape with secure, versatile, and offline-ready solutions built on advanced SIM technology. Our system enables seamless transactions across digital and physical environments, leveraging encrypted authentication protocols and multi-channel interoperability.
The KOSMORelay platform integrates cutting-edge cryptographic security with traditional mobile infrastructure, allowing users to conduct financial operations even in areas with limited connectivity. This breakthrough technology bridges conventional banking systems with next-generation digital payment frameworks.
Demo Video: Watch our technology demonstration showcasing KOSMORelay Cash in action. The video presents a complete transaction flow using our SIM wallet technology, demonstrating how users can securely authenticate, authorize payments, and complete transactions even in offline environments. See how our proprietary encryption protocols protect data integrity while maintaining the speed and convenience expected in modern payment solutions.

by Mikhail Berlizev

Introduction
Innovative Fintech Ecosystem
KOSMORelay Cash leverages advanced SIM/eSIM technology to create a secure digital payment infrastructure that functions both online and offline, revolutionizing how transactions are processed in the mobile era.
Robust Authentication
Military-grade encryption and multi-factor biometric verification ensure transaction integrity across all environments, protecting digital assets with the same precision as cosmic mission systems.
Seamless Integration
Our technology interfaces with existing payment networks, banking systems, and digital wallets without requiring specialized hardware, bringing space-age reliability to everyday financial transactions.
Watch our demonstration video below:
The video demonstrates KOSMORelay's SIM wallet technology in action, showcasing how users can perform secure transactions in both online and offline environments. You'll see the seamless payment process, the intuitive user interface, and the robust security features that protect every transaction. The demo highlights real-world applications across various scenarios, illustrating how our technology bridges traditional and next-generation payment systems.
Key Features
SIM Wallet Technology
Military-grade secure digital wallet embedded directly into SIM/eSIM architecture. Supports contactless payments, cryptocurrencies, and traditional banking rails with 256-bit encryption for all transactions.
Universal Interoperability
Compatible with 100% of mobile devices including legacy hardware. Enables offline peer-to-peer transfers using proprietary NFC protocol, functioning even in zero-connectivity environments and disaster scenarios.
Advanced Security
SIM-centric secure element with hardware-level encryption and multi-factor biometric authentication. Fully compliant with PCI-DSS, GDPR, and international AML/KYC regulations with real-time fraud monitoring.
Product Demo Video
This demonstration showcases the KOSMORelay Cash system in action, highlighting the seamless integration of SIM-based payment technology across various devices. The video presents real-world applications of our offline transaction capabilities, the intuitive user interface, and the robust security features that protect every payment. Watch as users effortlessly conduct transactions even in areas with limited connectivity, demonstrating the system's universal compatibility and revolutionary approach to mobile payments.
Product Ecosystem
Watch our product demonstration video below to see KOSMORelay technology in action: https://youtu.be/hgm6WE5svpA
The video showcases our revolutionary SIM-based payment technology, demonstrating how users can perform secure transactions even in offline environments. It highlights the seamless integration of our digital wallet with everyday mobile devices and illustrates the user experience from setup to transaction completion.
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KOSMORelay Cash Wallet
Advanced digital cash system with comprehensive multi-currency support. Enables secure offline transactions protected by distributed blockchain technology with quantum-resistant encryption.
Embedded Finance Integration
Seamless integration through standardized RESTful APIs and SDKs. Supports multiple payment protocols including contactless NFC, QR codes, and legacy banking networks.
White Label SuperApp
Streamlined customer onboarding with biometric authentication. Modular low-code development platform enabling rapid third-party service integration and customization.
Customer Journey
Acquisition
Customer obtains KOSMORelay-enabled SIM/eSIM through retail partners, online platforms, or digital marketplaces. Compatible with 99% of mobile devices worldwide.
Activation
Seamless digital installation via SuperApp or embedded SIM toolkit. Biometric verification ensures security while customer retains existing mobile number and carrier relationship.
Onboarding
Advanced KYC process with 256-bit encryption for personal data storage in the SIM's secure element. Multi-factor authentication and digital identity verification in under 3 minutes.
Utilization
Immediate cross-platform functionality with NFC, QR, and offline payment capabilities. Supports 40+ cryptocurrencies and integrates with 200+ financial service providers worldwide.
Watch our detailed demonstration video showing the complete KOSMORelay customer journey in action. The video provides a real-world walkthrough of the end-to-end process, from initial SIM acquisition through installation, secure biometric verification, and conducting live transactions. See firsthand how our quantum-resistant encryption protects user data while delivering seamless payment experiences across multiple platforms and currencies.
Global Digital Payment Market Opportunity
The $15 trillion global payment ecosystem presents massive opportunities for KOSMOS's innovative SIM-based payment technology.
While traditional cash still dominates globally, the rapid growth in digital payment methods demonstrates a clear shift toward digitalization. KOSMOS is positioned to capture significant market share in the emerging SIM-based solution space, which shows tremendous growth potential from its current $0.2T baseline.
Video Demonstration: https://youtu.be/hgm6WE5svpA
This video showcases KOSMOS's SIM-based payment technology in action, demonstrating the seamless integration with existing mobile devices, contactless payment capabilities, and the user-friendly interface of our digital wallet solution. The demonstration highlights how our technology bridges traditional payment systems with next-generation fintech innovations.
Revenue Model
2.5%
Transaction Fees
Revenue share from all digital payment processing, offline transactions, and cross-border transfers with competitive rates compared to traditional banking
$5
Subscription Fees
Monthly premium wallet features including enhanced security protocols, priority processing, extended transaction history, and advanced analytics dashboard
1.8%
Issuing Fees
Commission from financial institutions for digital wallet integration, API access, SIM-based payment solutions, and embedded financial services
Watch our technology in action:
This demonstration showcases our SIM-based payment solution in real-world scenarios, highlighting the secure transaction process, offline capabilities, and seamless user experience that powers our revenue streams.
Our multi-stream revenue approach ensures sustainable growth while maintaining competitive pricing in the $15T global payments market.
Use Cases
Retail & Daily Transactions
Secure offline payments without network connectivity, enabling seamless commerce even in remote locations. Our proprietary SIM-based encryption ensures transaction integrity regardless of internet availability.
Public Transport
Revolutionary gate-less ticketing technology dramatically improves passenger flow while maintaining complete security. Reduces congestion by 65% in high-traffic stations through instant authentication protocols.
eGovernment Services
Military-grade secure access to government services and document management. Our patented digital identification system enables citizens to access crucial services while protecting sensitive personal data through advanced encryption algorithms.
See KOSMORelay Cash in action:
This demonstration showcases our innovative offline payment technology in real-world scenarios. The video highlights how KOSMORelay Cash enables instant transactions without network dependency, featuring our proprietary SIM-based authentication system and military-grade encryption protocols working seamlessly across multiple use cases.
Why Choose KOSMORelay Cash?
Our cutting-edge digital payment solution offers unique advantages in today's technology landscape:
Innovation
Proprietary blockchain-based technology enabling secure offline digital transactions without network dependency
Security
Military-grade encryption with tamper-proof SIM authentication protocols protecting sensitive financial data
Convenience
Seamless integration across all digital platforms with intuitive interface reducing transaction time by 65%
Our technology bridges traditional banking infrastructure with next-generation digital payment systems, creating a truly borderless financial ecosystem for the digital economy.
The video demonstrates KOSMORelay Cash in action, showcasing how users can complete secure offline transactions in various real-world scenarios. Watch as our technology enables seamless payments even in areas with limited connectivity, highlighting the speed, security, and reliability of our revolutionary payment solution.
Conclusion & Next Steps
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Position Mobile Operators as Fintech Leaders
KOSMORelay Cash enables telcos to transform into financial technology pioneers, leveraging their existing infrastructure to deliver innovative offline payment solutions that bridge digital divides in emerging markets.
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Create New Revenue Streams
Multiple monetization options generate sustainable income through transaction fees, premium features, merchant partnerships, and data analytics services—all while maintaining compliance with financial regulations.
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Enhance Customer Loyalty
Superior payment experiences significantly reduce churn rates by up to 25% and boost customer lifetime value through increased daily engagement with your services, creating a sticky ecosystem within your network.
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Schedule a Demo
Experience the future of payments with our team through a personalized demonstration of KOSMORelay Cash's capabilities, technical integration process, and potential ROI calculation for your specific market.
Watch our product demonstration video:
This demonstration showcases KOSMORelay Cash's seamless offline transaction capabilities in action. The video highlights how users can complete digital payments without network connectivity, demonstrates the intuitive user interface, and shows real-world implementation scenarios across various merchant environments. You'll see firsthand how our proprietary blockchain technology enables secure authentication and transaction verification even in areas with limited connectivity.
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